Government

Government home mortgage loans help first-time buyers, Veterans, Native Americans and others buy, refinance or improve a home.

Government home mortgage loans are issued or guaranteed by a federal agency. While there are many variations of government mortgage loans, the three highest loan-volume mortgage programs are backed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA) and U.S. Department of Agriculture (USDA).

The most popular option is the FHA mortgage program and other mortgage programs on the list of mortgage loans backed by the government are offered to a wide range of borrowers. Mortgages for members with military connections, live in rural areas, looking to upgrade or renovate a home, and/or refinance an existing mortgage.

Government Mortgage Loans issued or guaranteed are:

  • FHA home loans
  • FHA loans for manufactured homes and lots
  • VA loans
  • USDA loans
  • FHA, VA and USDA refinancing
  • VA Interest Rate Reduction Refinance Loan
  • FHA home improvement loans
  • FHA 203(k) loans
  • FHA and VA energy-efficient loans
  • Home loans for Native American veterans
  • Section 184 Indian home loan
  • Home and property disaster loans
  • FHA loans for disaster victims
majestic stone building near glass skyscraper in downtown