Pre-Qualify
Before you start shopping for a home, understand the benefits of a loan pre-qualification. Get a snapshot of your financial situation and make adjustments to improve your credit score. Knowledge is power!
Save money!!!!
Pre-Approval
The difference between pre-qualified & pre-approved is the power to buy when you’re ready. Now, your offer counts! The process goes deeper and you will receive an approval letter so you can compete with other offers.
Be effective!!!!!
Today’s Rates
Now, is a great time to buy your dream home, upgrade or downgrade your home, refinance your mortgage to save money or cash out some of your equity to pay off some debt and/or to help meet other financial goals.
Timing is everything!!!!
My Mortgage Loan Pro
Welcome to My Mortgage Loan Pro, part of Nonprofit Mortgage Company. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing.
Whether you are buying a home, relocating to a new area or refinancing, I can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Here are a few reasons why you should choose Nonprofit Mortgage:
- Lower interest rates: Nonprofit Mortgage may offer lower interest rates on mortgages than other for-profit brokers. This is because Nonprofit Mortgage is not focused on making a profit, we reinvest our earnings into providing more down payment assistance to our clients.
- Focus on community: Nonprofit Mortgage often has a strong focus on serving their local communities. This means we can work with borrowers who have non-traditional income sources or who may not meet the strict requirements of most mortgages.
- Social mission: Nonprofit Mortgage has a social mission or purpose that guides our work. If you share our values, you may feel more comfortable working with Nonprofit Mortgage.
- Access to education and counseling: We offer education and some counseling services to help borrowers understand the homebuying process and manage their finances. This can be especially valuable for first-time homebuyers or those who need extra support.
- Low-income mortgages: These programs are designed to help people with limited incomes afford homeownership. They may offer lower down payment requirements, more flexible credit score requirements, and other features to make homeownership more accessible.
- First-time homebuyer mortgages: These programs are geared toward people who are buying their first home. They may offer special benefits such as down payment assistance, lower interest rates, or education and counseling services.
- Jumbo mortgages: Jumbo loans are for borrowers who need to borrow more than the conforming loan limits set by Fannie Mae and Freddie Mac. These loans can be used to purchase high-value properties or to refinance existing mortgages.
- Commercial mortgages: Commercial mortgages are used to finance non-residential properties such as office buildings, warehouses, and retail spaces. These loans may have different requirements than residential mortgages, such as higher down payments and more rigorous underwriting.
- Government-backed mortgages: These programs are insured by government agencies such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). They may offer more flexible credit requirements, lower down payment options, and other benefits for eligible borrowers.
- Down Payment Assistance (DPA): We have dozens of down payment assistance programs available. Nonprofit Mortgage offers a DPA that is a true gift to you and does not delay the loan process. (some restrictions apply, subject to mortgage approval)
Get a Rate Quote NOW!
Mortgage rates change hourly and vary depending on your unique situation.
Secure a home purchase loan that utilizes today’s great mortgage rates and make your dream home affordable.
Don’t take the first offer! Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity faster!
Would you like to discuss your mortgage with me?
All consultations are at
NO CHARGE & NO OBLIGATION.
Schedule your appointment
Your time & money matter. Let’s not waste either!
From fast, custom quotes to completely streamlined online loan applications and approval
processes, you can get your money quicker — usually in less than 30 days.
Calculators
Purchase
Whether you’re getting your first place or moving into a bigger one, purchasing a home is one of the biggest financial decisions of your life. That’s why we make sure you have a full understanding of how the process works and what loan option works best for you individually. I will guide you every step of the way and will be available to answer your questions always.
Refinance
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity. The rule of thumb is if your current interest rate is 1% or higher than the new interest rate, it makes sense to refinance.